Our installment loans are designed to offer short-term financial relief that is best suited for unexpected emergencies. Our installment loans are paid back in fixed payments (or installments) that correspond to your pay frequency. The amount of these payments depends on several factors including the amount borrowed, APR, and the length of the term. Repayment terms can range from 3 to 12 months.

You can prepay your loan in full at any time or make additional payments without penalties.

Please click on "Rates" on the Homepage for additional disclosures

You must meet the following requirements in order to qualify for an installment loan:

• You must be a U.S. citizen.
• The Tribe does not allow access or accept applications for this service from residents of all locations, and the service may or may not be available at your location. The location from which the Tribe chooses to allow access to its jurisdiction may change from time to time without notice. If you choose to visit the Tribe’s jurisdiction through the internet and access services offered and regulated under the Tribe’s laws, you must consent to the Tribe’s jurisdiction and agree that Tribal law governs such services. Availability of loans are subject to change at any time at the sole discretion of Painted Horse Loans.
• You and your immediate family members are not active duty military or dependents thereof.
• You must be at least 18 years of age or older.
• You must have a consistent source of income. You must have an active checking account in your name that has been open for at least 90 days.

It does not matter if you have bad credit or no credit at all. Installment loans are designed to help people in need of emergency cash. Painted Horse Loans understands that your credit may not be perfect. If you meet the eligibility requirements you may still qualify for an installment loan.

You will know if you’ve been approved or denied for an installment loan almost immediately after we process your application.

Our installment loans range from $200 to $1,500. The loan amount for which you qualify will be determined based on several factors, including, but not limited to, your ability to repay.

Payment terms range from 3 - 12 months.

Please click on "Rates" on the Homepage for additional disclosures

You can apply online by entering your information using our online application.

You can repay your loan in several ways. You can choose to repay via ACH, debit card, or check.

Please contact us at (855) 777-5552 at least three (3) business days before your scheduled due date. A Customer Service Representative will review your available options with you. These options may vary based on your loan status or individual circumstances.

You may cancel your installment loan no later than 12:00 PM Pacific Time on the next business day. For additional details, please consult your signed consumer loan agreement.

You can make additional payments towards your loan to reduce your overall balance and pay your loan off early. You can also pay in full at any time without penalty.

Applicable federal and Tribal law will apply to your loan agreement. Please refer to your signed copy of the consumer loan agreement for more information.

Yes, you can revoke your ACH authorization at any time. If you decide to do so, you must make a payment via certified or cashier’s check and it must be received by your due date. You must mail this payment to:

Painted Horse Loans
W2828 Go Around Rd
Keshena, WI. 54135